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Unlike the old days, most children are becoming very knowledgeable concerning computer skills. As computer skills become more commonplace with younger and younger children, parents and teachers are finding children looking for help in finding fun websites for kids. Many parents find that they do not have the knowledge or skills to help find websites for kids. One main area of concern is finding a way to make fun websites for kids and still provide a safe environment in the online world on the Internet.

Every day, literally thousands of new websites appear on the Internet. Some of the sites are aimed at kids while others are not. Even some of the sites aimed at kids can be broken up into different categories. Because you want your children to have a safe online experience, some sites have high level of security to keep their visitors safe but some of these have to charge a monthly fee to help pay for this protection. Other sites that have no charges can provide things that kids will enjoy but may not have the security you want for your child.

If you are looking to help your child find the best fun websites for kids, you should teach them a little about security. Teach them never to reveal any personal information about themselves to any site. If the websites for kids ask questions, they should find an adult (preferably you) to answer the question. Most parents will be surprised to find how much children already know about websites for kids. Many sites that cater to younger people will have a seal of approval. These seals are created by parents, teachers, and other responsible adults to help alert potential visitors about the sites goals and security. Unfortunately, not all sites work this way.

Some of the fun websites for kids may have a seal of some sort that is not recognized by any legitimate group. These 'fake' seals can be miss leading and dangerous. Of course, all security and no fun will not equal a site that your children want to visit. The best fun websites for kids should have games and other fun things to do on the site. Depending on what your child enjoys, you should be able to find a little of everything for them to do. The best sites will have educational games that teach kids without them even realizing that it is happening. Memory games, typing activities, and connecting the dots are just a few of the games that may be available from websites for kids.

No matter how old your child may be, websites for kids can provide them with a great number of educational tools to help them learn. Having fun while exploring the learning process has been recognized as the best way to learn and remember what one has learned. Associating the experience with fun is something that every teacher works hard to make possible. Protect your child by checking out the sites to ensure that they are safe and remember to take the time to help teach your children a little about online safety. Just as you teach them not to talk to strangers; they should avoid the same situation online.

 

Almost everyone would agree that the best way to learn something is to make the activity fun. The Internet has provided parents, teachers, and students with a great way to learn new stuff. Most kids enjoy playing games online because it helps them to build their hand-eye co-ordination. Some games involve strategy and problem solving. All of these games help teach important skills. Educational websites provide a unique way for kids to learn.

One significant difference between a regular website and educational websites is the emphasis placed on game play. The best way to help your child to learn is with fun. Regular websites are often provided to give people access to information. Educational websites can have multiple places to cater to children, parents, or teachers. So many kids' websites exist that many people find it difficult to find the right website for a child that will not only be fun and educational, but safe as well.

If you were to do a search for kids' websites, you would probably be surprised at how many different places would turn up in the results. If you have a child with special needs, you will enjoy the resources that you can find on the Internet. Children with special needs sometimes need help and educational websites can help. Do not discount the great resources that can be found on many educational websites that can help you teach your child to learn no matter what impairments or challenges they may face.

Many parents are searching for ways to help them teach their kids and man kids' websites exist to help parents reach this goal. A network of parents and teachers make up an online community that can help anyone who is interested in finding new ways to teach their kids topics and subjects that most children may have trouble with. Check out the message boards, blogs, and forums to learn from other parents and teachers.

If you want to provide your child with the right tools, be sure you help them to learn how to search for information. Perhaps one of the most critical things children have trouble with is finding good information. If the child does not understand what and how to search, they may get results back that are not what they needed or want. Learning to use the search engine on kids' websites is important. At one time, most kids would not be interested in learning about search engines, but today this is definitely not the case.

For those who need help learning about the many different kids websites, several websites also exist to help parents, teachers, and students to find fun educational websites. Check out these resources because they can provide you with more help than you might have thought of. When you visit these sites, they can provide you with information and sample websites that you can check out. Take the time to learn the most you can and you will be one step closer to providing your child with the resources to learn in a fun manner.

 

San Diego family law matters require the help of an attorney who can help you by filling any role necessary to put this situation behind you as quickly and as fairly as possible.

Few situations present more of an emotional challenge in life than the possibility of the end of a marriage. When emotions are intense, logic and sound judgment tend to suffer, which is why anyone in this situation should take the responsible step of seeking help from an experienced family lawyer. San Diego is a community with many choices in this regard, and those who understand the nuances and realities of San Diego family law will be able to guide clients through this difficult process without the risk of emotions impeding progress. Below is a brief look at the basic role of a family lawyer San Diego residents should understand before taking that next difficult step.

Exploration of a Civil Resolution

San Diego family law attorneys tend to understand that litigating a divorce or other matters that include child custody can be extraordinarily expensive for the parties involved. Those attorneys who work with the best interests of their clients in mind begin the process of seeking a resolution in a civil manner because not doing so can exhaust all of the financial assets that the family has worked for years to build.

There are several options available for those who want to work towards this sort of solution under the tenets of basic San Diego family law. These options include a basic negotiation for settlement of the estate and child custody and support questions that can be presented to the court when it's complete and mediation, which is basically a negotiated settlement process that's guided by an impartial third party.

Litigation Advocate

Unfortunately, not every situation will work itself out in a civil manner. There are some divorces and the like that will need to be litigated in order for the matter to be resolved, and this is the time when it's of paramount importance to have the help of an experienced family lawyer. San Diego court dockets are filled with these cases, but that doesn't mean that one should hesitate to fight for his or her rights if failing to do so would lead to an unfair result.

If the matter is to be litigated, the person who needs help needs to work with an attorney who has the knowledge, experience and personal characteristics to see the matter through to conclusion, as it will be a difficult process for everyone. If you find yourself in this situation, you need to make sure that you work with a San Diego family lawyer who can serve in any role necessary to provide you with the advocacy and guidance you need.

 

Before filing for bankruptcy, it is crucial to understand all the facts. Since you may not be an expert in bankruptcy law, the questions you might have about the process have answers that are anything but clear. Not only are there different types of bankruptcy, Chapter 7 and Chapter 13, but there are also significant differences between the two.

One of the most common questions about Chapter 13 bankruptcy is what happens if your financial situation changes during the duration of the plan? After all, a Chapter 13 plan typically runs between three to five years and there are a lot of things that can happen in that period of time. What happens if you or your spouse lose a job, get sick or in an accident and incur medical expenses, or have a change in family size?

Fortunately, Chapter 13 bankruptcy offers a great deal of flexibility in the event of a change of income or expenses during the duration of the plan. Many times the court can agree to modify your plan to make it work. This often involves a lowering of monthly payments which debtors are obligated to pay.

Other times, the changes may need to be made even before a first payment is sent. Sometimes debtors are still unable to pay their mortgage even with the restructuring of their debt in Chapter 13. In cases like this, a modification is necessary. If the situation that you are experiencing is only a short-term problem, the court may grant a moratorium in payments if it will allow you an opportunity to recover from an illness, one-time expense, or some other temporary cash flow problem.

If your situation changes significantly for the worse, Chapter 13 has what is called a "hardship discharge". This happens when a Chapter 13 plan is confirmed but circumstances come up that prevent the debtor from completing the plan. However, there are stipulations to a hardship discharge which make it available only if: the failure to pay comes from circumstances beyond the debtor's control, creditors have received at least as much money as they would have received under Chapter 7 where assets are liquidated, and if modification of the plan is impossible.

Bankruptcy can be complicated, which is why you need an attorney who can get things right the first time. A lawyer who works exclusively on bankruptcy and keeps up with the newest trends in the industry can put that knowledge to work for you. Let's face it, unemployment, garnishments, and repossessions can happen to anyone. When filing for bankruptcy in North Carolina, the attorneys at The Law Offices of John T Orcutt know what they are doing because bankruptcy is all they do and have a proven track record in succeeding. Call 1-800-899-1414 for a free consultation.

 

Bankruptcies inevitably increase in a bad economy. What is bankruptcy? Bankruptcy is a federal court process to protect an individual or business, allowing the elimination and/or repayment of debts. Most bankruptcies are filed under Chapter 7 or Chapter 13 of the Federal Bankruptcy Code. Chapter 7 aids in the liquidation of debt, while Chapter 13 reorganizes debt and repays all or some, while an individual keeps their homes. Many consumers do not have the savings to see them through tough times, and they need legal advice to guide them through the bankruptcy course of action.

In years past, it was typically average income individuals filing for bankruptcy, but with the continued uncertainty of the economy, higher income families are filing. In fact, because of foreclosures and job losses, personal bankruptcy rose by over 10% across Texas, and about 30% nationally in 2009. Collectors are becoming more aggressive in the bleak economy, so debtors need to be protected by bankruptcy status in order to avoid foreclosures on their homes.

Bankruptcy lawyers in Texas, and in all states, have seen an increase in filings. It was thought that the peak of the recession hit last year, but the signs of an economic recovery are still weak. Consumer confidence has not rebounded, and there is a high unemployment rate. Individuals have high debt and low savings, so with job losses and cutbacks in hours, they can run into trouble very quickly. Falling real estate prices and the high inventory of homes also is a factor. More and more individuals are seeking bankruptcy lawyers in Texas for assistance with the process.

Is it necessary to seek the guidance of a bankruptcy lawyer in Texas? Professional and competent advice is needed to file for bankruptcy, and the stress of filing will be alleviated with their help. It is a complicated, technical process. Laws also change frequently, so a bankruptcy lawyer in Texas is up to date with current laws and modifications. They assist in documentation and paperwork, assuring accurate and timely filing. In addition to the paperwork, they help individuals manage creditors, and give guidance on how to reestablish credit. Fairness of fees is assured by bankruptcy court, so the individual filing knows that they are paying an appropriate fee. As the number of bankruptcies continue to increase with the financial trend, the need for the counsel of bankruptcy lawyers increases.

 

It is amazing when entering the lease, how few people bother to read it. Any tenants however needs to know their rights and responsibilities under a lease with regard to paying rent. We set out below some common aspects of residential leases and their effect on any tenants liability to pay rent.

1. I have signed an Assured Shorthold Tenancy Agreement - what does this actually mean.

Since the late 90's, Assured Shorthold Tenancies have been the most common form of tenancy agreement and sets out the duties of both tenant and landlord. The most important aspect of this lease is that the landlord has the right to repossess the property at the end of the agreed term. Despite its name, the agreement does not have to be short and can continue as long as both parties are happy to do so. There is no minimum term specified either, although the renter has the right to remain in the property for at least six months. If the fixed term under a lease is for three or more years, however, a deed must be drawn up and a solicitor employed to do so. There are specific requirements linked to an AST that include:

- The tenant(s) must be an individual (i.e. not a company)

- The property must be the main home of the occupant

- The property must be let as separate accommodation.

The landlord is obliged to provide the tenant with two months' notice if they want to terminate the agreement. The agreement will most likely contain the following information:

- Your name, your landlord's name and the address of the property which is being let

- The date the tenancy will commence

- The duration of the tenancy from the start to the agreed finish of the occupation

- The amount of rent payable, how often it should be paid, when it should be paid and when it can be legally increased

- The agreement should also state what the payments are expected, including Council Tax, utilities, service charges, etc.

- The services your landlord will provide, including maintenance of the communal areas

- Tasks that you must comply with whilst living in the property

- The notice period which you and your landlord need to give each other if the tenancy is to be terminated.

2. The landlord is seeking to increase the rent at the end of the fixed term, I can't be expected to pay the increased rent.

The Landlord is entitled at the expiry of an assured shorthold to grant a new tenancy and set the rent to a level that is compatible with the market. If you are in an assured (shorthold) tenancy then you have fewer rights with regards to rent control in comparison to a protected tenant. This is because The Housing Act 1998 allows a landlord to charge whatever he likes. There is no right to a fair and reasonable rent with an assured tenancy. This shouldn't however stop you from attempting to negotiate the rent as referred to above.

3. The new set rent level is incompatible with the market I have no choice but to pay it.

If the new set rent level is incompatible with the market rent then you do have a right as an assured shorthold tenant to appeal to the Rent Assessment Committee. This may be done during the first six months of the contractual term of the tenancy. The Committee will consider whether the rent is significantly higher than is usual for a similar property. If the Committee assess a different rent from that set by the Landlord then they may set a date when the increase will take effect. The rent cannot be backdated to before the date of the application. Once a decision has been reached by the Committee, the Landlord cannot increase the rent for at least twelve months, or on termination of the tenancy.

Landlord and tenant law can be complex. If you are having problems or queries about the rent you are being asked to pay under the terms of your lease, contact an experienced landlord and tenant solicitor.

 

 

On October 17, 2005, new bankruptcy law went into effect, changing the process of filing for bankruptcy throughout the United States. This new shift in law requires additional steps to be taken by the attorney and the debtor but has been geared toward benefiting the debtor. The following details explain the changes in the law and how they will affect anyone considering bankruptcy.

Documentation

The documentation required for filing for bankruptcy has been increased, asking the debtor to provide additional information thoroughly detailing all of their income and expenses. If expenses exceed the IRS allowance, a 'special circumstances' document must be submitted explaining the reasons for the extra expenses. A statement of accuracy must also be submitted with the special circumstances document. The additional documentation makes the task of filing take more time but provides more accuracy to a debtor's financial dilemma. This could result in more debt relief.

Counseling

In an attempt to decrease the number of people filing for bankruptcy, the new law requires that debtors receive counseling from an approved credit counseling agency within six months prior to filing for bankruptcy. The purpose of the counseling is to ensure that people are not making an uninformed decision to file for bankruptcy. It is also the hope of the court that counseling will provide alternative options for those who truly don't need to file.

The Means Test

Before the new law, consultations with an attorney would allow the client to choose what type of bankruptcy they felt suited them best. However, the new law is framed to reduce the number of Chapter 7 filings by only allowing people who fall under their median state income, adjusted for family size and inflation, and people who meet rigorous standards under the means test to file for it. The rest of the people who don't meet these standards must be evaluated by a series of complex, mathematical formulas that change annually to match new median incomes and expense standards. Clients who do not qualify through the means test will be required to file for Chapter 13 bankruptcy. The new law also extended the Chapter 13 term from a three- to five-year term, to a mandatory five-year term. Throughout the mandatory five-year term, the client must be supervised and represented before they can receive their discharge.

The effects of the new law make the process of filing for bankruptcy more complex, requiring attorneys to specialize in bankruptcy law. To completely understand how the new bankruptcy laws in your state can impact your debt and affect your life, speak with a local bankruptcy lawyer.

The effects of the new law make the process of filing for bankruptcy more complex, requiring attorneys to specialize in North Carolina bankruptcy law. To completely understand how the new bankruptcy laws in your state can impact your debt and affect your life, speak with a local bankruptcy lawyer. If you live in North Carolina, you want a North Carolina bankruptcy lawyer who understands how the law effects you. To get in touch with a North Carolina bankruptcy attorney who will take your case from start to finish, contact the attorneys at The Law Offices of John T Orcutt or visit billbills.com. Behind on bills? Running out of options? Attorney John Orcutt has helped 40,000 families. Call 1-800-899-1414 for a free consultation. Ask about our $99/mo plan.